Our New Insurance Plan We are so blessed to have the opportunity to get insurance through Ryan's new job. It's an HMO plan, which isn't very fun for the referrals part; however, the cost is AMAZING!!! We have no deductible!! We will pay $3,000 out-of-pocket at most! We will pay $15,000 LESS than what we paid with HISD. This is going to help our family tremendously! Oh, I feel so grateful to Heavenly Father for answering this prayer and blessing us.
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